This website www.innovate1pay.com (“Website”) is operated by Innovate 1 Pay Limited. Access is provided only in accordance with the following terms and conditions (“Conditions”).

Copyright Notices

Copyright in works contained in the Website, including but not limited to all software, design, text, sound recordings and images, are owned, or licensed, except as otherwise expressly stated, by Innovate 1 Pay. You may access the website for your own use of the facilities offered. You may not otherwise copy, transmit, display, perform, distribute (for compensation or otherwise), license, alter, store or otherwise use the Website or any of its components. Linking (whether to the home-page or otherwise and including framing) is permitted only with the prior written consent of Innovate 1 Pay.

Web Content and Materials

The information, materials and services contained in the Website are subject to change from time to time without notice. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final acceptance by Innovate 1 Pay. Innovate 1 Pay may elect to discontinue or make changes in the information, products or services described herein at any time. Any dated information is published as of its date only, and Innovate 1 Pay does not undertake any obligation or responsibility to update or amend any such information. Furthermore, by offering information, products or services via the Website, no solicitation is made by Innovate 1 Pay to any person to use such information, products or services in jurisdictions where the provision of such information, products or services is prohibited by law.

Links to Other Sites

Links to third party websites are provided solely as pointers to information on topics or services that may be useful to users of the Website, and Innovate 1 Pay has no control over the content on such other websites. Links to other sites do not imply any responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. These links are provided to you as a convenience only. You are responsible for complying with the terms of use of those sites. Innovate 1 Pay makes no warranties, either express or implied, concerning the content of such sit es.

Privacy and Security

Please see our privacy policy which explains how Innovate 1 Pay collects, uses and safeguards the personal information of users of this Website. Separate privacy policies may apply to some of our products and services. Details of these (if any) are set out in the relevant sections of our Website.

Exclusion of Liability

All content and services on or available through this Website are provided on an “as is” basis and Innovate 1 Pay does not make any representation or give any warranty in respect of the Website or its content. In particular, Innovate 1 Pay does not give any warranty as to the accuracy, suitability, reliability, completeness, non-infringement, performance, fitness for a particular purpose, merchantability, freedom from viruses or timeliness of the content or services contained on the Website. Moreover, but without limiting the exclusion, the information services on the Website should not be used for speculation or investment. These information services and other content of the Website are not intended to amount to advice on which reliance should be placed. We accept no responsibility or liability arising from any reliance placed on such services by any visitor to the Website or by anyone who may be informed of any of its contents. In addition, we give no assurances that you will receive the services for which you register.

Except in relation to any agreement entered into between you and Innovate 1 Pay relating to services or goods offered through the Website (which will be governed by the terms for those services or goods), Innovate 1 Pay will not be liable for any damages (including without limitation loss of profit or loss of use) arising out of your use or delay or inability to use the Website, its content or any link to another website, or otherwise arising out of the Website, arising in contract, tort (including negligence) or otherwise except in the case of death or personal injury caused by Innovate 1 Pay’s negligence.

Changes to the Conditions

These Conditions are subject to change from time to time. Changes will be posted on this Website, and use of the Website following any such posting will be deemed to be acceptance of them.

Termination

Innovate 1 Pay may terminat e your access and use of any part of the Website at any time without notice if you are in breach of any of these Conditions or for any other reason. Innovate 1 Pay reserves the right to cease operating the Website at any time without notice.

Governing Law

The user’s access to and use of the Website, and these Conditions are governed by the laws of the Federal Republic of Nigeria. Any dispute, which cannot be resolved between us, shall be resolved in the Nigerian Courts.

Data Protection

You have a number of rights under Data Protection Law which, in certain circumstances, you may be able to exercise in relation to the personal data we process about you. This includes:

Right to Access: You have a right to receive a copy of the personal data we hold about you.

Right to Data Portability: You have a right to receive certain information you have provided to us in a ‘machine-readable’ format and/or request that we transmit it to a third party.

Right to Erasure: You have a right to request that we erase your personal data. However, we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.

Right to Object: In cases where we are processing your personal data on the basis of our legitimate interest, you can ask us to stop for reasons connected to your individual situation. We must then do so unless we believe we have a legitimate overriding reason to continue processing your personal data.

Right to Lodge a Complaint: You have the right to lodge a complaint with your national data protection authority. Further details can be found in the “Contact” section of this Policy.

Right to Rectification: Where your personal data is inaccurate, out-of-date or incomplete, you have the right to request an amendment to it.

Right to Withdraw Consent: Where you have given us your consent to process your personal data, you have the right to change your mind at any time and withdraw that consent.

If you wish to exercise any of these rights, please get in touch by using the details in the “Contact” section below. Please note we will ask you to verify your identity before proceeding with any request you make.

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